Class 9 · Social Science · New NCERT
Chapter 14 (Part 2, Chapter 5): Managing Your Personal Finances
Chapter 14 (Part 2, Chapter 5 in the printed book). On this site the chapters of both parts are numbered continuously.
"Managing Your Personal Finances" is an Economics chapter of about eighteen pages with direct practical value. Students are likely to learn about income, spending, saving, budgeting, banks, interest and the basics of risk and fraud. It builds on the Grade 7 chapter on banks and the Grade 6 and 7 chapters on money and markets, and links with the Mathematics chapters on data and percentages. Making a simple personal budget and discussing saving goals make it concrete.
This is chapter 14 (Part 2, Chapter 5) of 15 in Exploring Society: India and Beyond, the Class 9 Social Science textbook, in the Economics section, and begins on page 107 of Part 2 of the printed 2026-27 book. It follows "Governance and Public Policy" and is followed by "From Ideas to Startups".
The aim of "Managing Your Personal Finances" is understanding, not recall. Students should be able to explain ideas in their own words, give local examples and ask their own questions. Teachers can encourage them to collect stories, objects and information from home and the neighbourhood, which makes the chapter personal and meaningful and builds respect for different views.
At home, talk with your child about "Managing Your Personal Finances": ask what they found interesting and what they would like to find out. Look at a map or atlas together, share family stories and relate the chapter to your neighbourhood or community.
This overview is written from the 2026-27 textbook's Contents page, its preface and the chapter title, to help families and teachers prepare. Please read the chapter itself for exact content, activities and exercises.